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We should remember that investing is an art kind, not a knee-jerk reaction, so enough time to follow disciplined investing with a diversified portfolio is ahead of diversification gets a requirement.
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You'll be able to diversify even further by adding added asset courses for your portfolio, for example alternatives, or by being extra unique about the sub-asset lessons you invest in.
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Most of these example investment portfolios are reasonably simple to apply with a number of ETFs, which I recommend in parentheses.
Develop a distinct system to save much more for retirement, with overall flexibility to adjust as your priorities change.
This isn't an investment per se, but you should have income readily available to deal with your regular monthly expenditures and any surprising emergencies.
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